Hermes Bank

GENERAL INFORMATION

St Lucia is a sovereign country in the East Caribbean Sea, with stable political and economic environment, and a legal system based on the English Common Law.

It is an international financial center regulated by Financial Sector Supervision Unit. Saint Lucia banking system is supervised by East Caribbean Central Bank.

As a fully regulated financial institution, Hermes Bank conducts banking business in accordance to internationally recognised principles and standards of banking. Hermes Bank is regulated by the Financial Sector Supervision Unit (FSSU), has an “A” Class International Banking License, is the First Class Corresponding Banks and also is an Authorised Member of SWIFT. International wire payments may be processed in 47 currencies.

Hermes Bank has set from the start in providing banking services which would be characterised by their personal touch, tailor made to the customer needs, in the fastest and easiest possible way.

The whole infrastructure set up by Hermes Bank is developed on the latest hardware, along with banking and other software, providing the highest possible standards of security. Hermes Bank has acquired the most reputable banking platform that secures stability, consistency and expandability to meet most complex customers' needs.

LANGUAGES

English, Russian and others.

ACCOUNT TYPES

• PERSONAL
• CORPORATE

CARDS

PREPAID MASTER CARD – available in GBP, USD and EUR.

INTERNET BANKING

Hermes i-Bank 24/7 service is a highly secure product with a friendly and easy to use environment.

Day to day transactions may be executed fast and easy while your personal data are being absolutely safe and secured. Having deployed the O.T.P. technology (One Time Password) upon logging in and on transaction level, we can guarantee the absolute security of the internet user and authentication and the transaction validity.

ACCOUNT OPENING

Remote opening after receiving all the necessary notarized, translated into English copies of documents.

PERSONAL ACCOUNTS

• Personal Current account;
• Fixed Term deposit account;
• Personal Notice deposit account.

DEPOSIT REQUIREMENTS

Minimum deposit to open account is not fixed.

MINIMUM BALANCE

There is no minimum account balance.

PROCEDURE OF PERSONAL ACCOUNT OPENING

• Filling out the bank forms and sending the signed forms to the bank.

• Provision of all the necessary documents (listed below) to NTL.

DOCUMENTS REQUIRED FOR PERSONAL ACCOUNT OPENING

• Filled, printed and signed bank forms for opening an account;
• Notarized copy of travel-passport of Authorized signatory or Attorney (if any exists (pages with photo and signature));
• Proof of address (utility bill), a notarized copy of a utility bill or an original utility bill or bank account statement for proof of residential address of Authorised signatory or Attoreney (if any exists). TheDocumentmust be no older than 3 month;
• Notarized copy of Bank reference letter for Authorised signatory or Attoreney (if any exists). The Document must be not older than 6 month.

Note: all the documents must be translated into English and notarized.

TERMS OF ACCOUNT OPENING

Since the moment when all the necessary copies of documents are provided, the account should be opened within 1 week.

CORPORATE ACCOUNTS

• Corporate Current account;
• Fixed Term deposit account;
• Corporate Notice deposit account.

DEPOSIT REQUIREMENTS

Minimum deposit to open account is not fixed.

MINIMUM BALANCE

There is no minimum account balance.

PROCEDURE OF CORPORATE ACCOUNT OPENING

• Filling out the bank forms and sending the signed forms to the bank.
• Provision of all the necessary documents (listed below) to NTL.

DOCUMENTS REQUIRED FOR CORPORATE ACCOUNT OPENING

• Notarized copy of travel-passport of Authorized signatory or Attorney (if any exists, of all Directors / Managing Directors / Owners of the Company (pages with photo and signature));
• Proof of address (utility bill), a notarized copy of a utility bill or an original utility bill or bank account statement for proof of residential address of Authorised signatory or Attoreney (if any exists), of all Directors / Managing Directors / Owners of  the Company. TheDocument must be no older than 3 month;
• Notarized copy of Bank reference letter for Authorised signatory or Attoreney (if any exists), of all Directors / Managing Directors / Owners of the Company. TheDocument must be no older than 6 month;
• Filled, printed and signed bank forms for opening an account. NOTARIZED SET OF CORPORATE DOCUMENTS:
• Registration certificate (license) or other document confirming state registration of enterprises certified by Apostille (Apostille should be issued in the country of incorporation);
• Articles of Association (with Apostille);
• Protocol for the appointment of the director \ s (with Apostille);
• Registers of directors and shareholders (must be certified by the registered agent);
• Power of Attorney with Apostille, confirming the authority of the person to open an account and manage them on behalf of the company, in cases where the account manager acts by proxy;
• Certificate of Good Standing or other document confirming the viability of the company, certified by Apostille, if at the time of opening an account, this company registered in more than one year;
• If the company has present nominal service, Trust Deed must be provided. In the case of the provision of Declaration of trust, which is signed by the nominee shareholder Nominee Services Agreement is required.

Note: all the documents must be translated into English, notarized and Apostilled.

TERMS OF ACCOUNT OPENING

Since the moment when all the necessary copies of documents are provided, the account should be opened within 1 week.